Universal Credit improvements

Universal Credit improvements

In the event that you don’t have sufficient to call home on while you await your very first repayment you may well be in a position to get an advance of one’s very first Universal Credit repayment.

Once you make a unique claim for Universal Credit you are going to typically get very first repayment 1 week following the end of the first evaluation period. You’ll then be compensated month-to-month regarding the exact same date, unless your re payment date falls on a week-end or Bank getaway.

You are able to make an application for an advance re re payment of one’s Universal Credit if you are in monetaray hardship while you watch for your very first payment, as an example, if you can’t manage to pay your lease or purchase meals.

You will have to pay off your advance a little at the same time from your own future Universal Credit re payments, or by other means you may be getting if you no longer get Universal Credit, for example, from your wages or other benefit.

You may also be able to get a Budgeting Advance to help pay for emergency household costs, for example, buying a new cooker or for help getting a job or staying in work if you are already receiving Universal Credit.

Just how to submit an application for a Universal Credit advance

It is possible to submit an application for a Universal Credit advance:

To use for a Universal Credit advance you can easily:

Using during your online account

Pick the ‘apply for an advance’ area to try to get an advance online during your account .

You are able to only make an application for an advance online if you should be inside your very first Universal Credit evaluation duration along with had an interview in the jobcentre. You will need to apply by calling the helpline if you have passed your first assessment period.

You can get will be shown on screen when you apply for an advance online, the amount.

You will also be asked if your partner agrees to the advance if you are part of a couple.

Using throughout your work mentor or the Universal Credit helpline

In the event that you make an application for an advance by talking with your projects advisor or calling the Universal Credit helpline, you (along with your partner when you yourself have one) will need to:

When you’ll get a choice

You’ll get a decision that is quick your advance application. You’ll usually find out the end result in the exact same time.

Simply how much you may get

You may be capable of getting as much as 100per cent of the calculated Universal Credit re re payment.

It is important to repay an advance from future Universal Credit re re payments or by other means in the event that you not any longer get Universal Credit, such as for example from wages or other advantages you may well be getting.

Price of repayments

Online you will be shown on screen the repayment amounts for different repayment periods if you apply for an advance.

Whether you can afford to repay the advance if you apply by phone, the Universal Credit helpline adviser assesses. Over the phone if they agree to the advance, they will tell you:

The way the advance is paid back

Deductions are manufactured from your monthly Universal Credit re payment. The first deduction is made regarding the time you can get very first re payment and you’ll have actually as much as year to cover right right back the advance.

You can easily ask for the repayments to be delayed for up to a few months in the event that you can’t manage them. This is certainly just permitted in exemplary circumstances.